Welcome to our website, which is owned and operated by AM & Associates Inc., a South African based financial accounting firm. By using our website, you agree to be bound by these terms and conditions. If you do not agree with these terms, please do not use our website.

Disclaimer: The information provided on our website is intended for general information purposes only. While we strive to ensure the accuracy of the information, we do not guarantee that the information on our website is correct, complete or up-to-date. We do not accept any liability for any loss or damage that may arise from the use of our website.

Intellectual Property: All intellectual property rights on our website, including but not limited to trademarks, logos, graphics, and content, are owned by us or our licensors. You may not use or reproduce any of our intellectual property without our prior written consent.

Limitation of Liability: We shall not be liable for any loss or damage, including without limitation, direct, indirect, special, incidental or consequential damages, arising out of or in connection with the use of our website. We do not guarantee the security of our website or the transmission of any information through our website.

Links to Third-Party Websites: Our website may contain links to third-party websites. We are not responsible for the content or accuracy of any information on third-party websites. We do not endorse or recommend any third-party websites and your use of such websites is at your own risk.

Privacy Policy: We take your privacy seriously and we are committed to protecting your personal information. Our Privacy Policy explains how we collect, use, and disclose your personal information. By using our website, you consent to our Privacy Policy.

Modification of Terms: We reserve the right to modify these terms and conditions at any time without notice. Your continued use of our website following any changes to these terms and conditions constitutes your acceptance of those changes.

Governing Law and Jurisdiction: These terms and conditions shall be governed by and construed in accordance with the laws of [insert country]. Any disputes arising from or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts of [insert country].

If you have any questions or concerns about these terms and conditions, please contact us at amagan@ampractice.co.za.